If you are ever injured while working, it can be a stressful situation. Not only will you need to contend with recovery and medical bills, but you may incur lost wages due to an inability to work. Fortunately, you should be covered by your firm’s workers’ compensation insurance plan, which is designed to provide support for these specific situations. However, there are situations when your claim could be denied. If you need to file a claim, or have incurred a dispute, it would be a good idea to hire an Indiana workers’ comp attorney. There are various situations when you should hire one of these lawyers.
When Looking to File a Claim
A situation when you should call a worker’s compensation attorney is when you are looking to file a claim. If you have been hurt while working, you can incur a variety of damages including medical bills, therapy costs, lost wages, and other costs that can add up quickly. The best way to ensure you are supported is by filing a claim under your employer’s worker’s compensation insurance plan. When you hire a worker’s compensation lawyer, they can help you file a claim. This can help to ensure the claim is filed on a timely basis and that proper procedures are followed.
When a Claim is Denied
It is also a good idea to hire a worker’s compensation lawyer if a claim is denied. While you would expect a valid claim to be approved, there is always a chance that it will not be. If this occurs, the worker’s compensation attorney can help you appeal the decision. They can also make any changes or corrections if there was an error that caused the worker’s compensation claim to be denied to begin with.
Benefits are Inadequate
It is also a good idea to hire a worker’s compensation if your claim is approved, but the benefits are not adequate. There are situations when your total claim will be approved, but not all of the costs will be covered. If this occurs, it is important that you appeal the decision and go through the right processes. When you have an Indiana worker’s compensation lawyer helping you, they can ensure that all costs you incur as a result of the accident are included in an approved claim.
Retaliation or Discrimination over Case
Another situation when having a worker’s compensation law firm represent you is if you are facing retaliation over a claim. A worker’s compensation plan is in place to ensure employees are cared for if they get injured or ill while working. Unfortunately, some employers may not be happy even when a legitimate claim is filed. If you feel that you are facing retaliation due to filing a claim, calling a worker’s compensation attorney is a good idea. These attorneys can offer support to ensure you are treated fairly.
Overall, a worker’s compensation insurance plan is designed to provide financial support to someone that is working on the job. However, there is always a risk that a claim could be denied. Because of this, it is always a good idea to have a workers’ comp attorney by your side when you are going to file a claim. There are various situations in particular when having this legal support would be a good idea.